Transform Your Credit and Transform Your Financial Life
Access Credit Profile
The FIRST STEP in the process is to ACCESS your credit profile and identify the items that are outdated, inaccurate, or not reporting correctly
Identify Credit Items
The SECOND STEP is to organize them in a SUMMARY GRID so you can track your progress. Keep in mind that the GRID is where everything begins.
Send Challenge Letters
The THIRD STEP is to simply print your challenge letters and submit them to the 3 major credit bureaus. We recommend sending them Certified Mail to ensure delivery and force the bureaus to validate in a timely manner.
Update Info/Credit Scores
The FOURTH STEP is to review the UPDATED credit profiles and see the RESULTS of the challenges you submitted to the credit bureaus. The LAW says that the bureaus have to provide you a FREE copy of the results. You are the first to see items that have been DELETED!