Is it illegal or immoral to have your credit profile cleared?

No. It is not illegal or immoral to eliminate mistakes on your credit report. In fact the federal government, under the 1970 Fair Credit Reporting Act, Section 168 le, protects your right to do so. Look at it from this perspective, do you believe the credit bureaus and lenders have your best interest at heart? When is the last time you received a call from one of them telling you they have identified errors within your credit profile and they were going to correct them because it was the right thing to do? You can stop laughing now, we both know the answer to that one! So proceed with confidence, we all make mistakes, so do the credit bureaus and the creditors, lets make sure they have it correct, your ability to grow wealth depends on it!

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