An Easy Step By Step Process
1. The FIRST STEP in the process is to ACCESS your credit profile and identify the items that are outdated, inaccurate, or not reporting correctly.
2. The SECOND STEP is to organize them in a SUMMARY GRID so you can track your progress. Keep in mind that the GRID is where everything begins. It is imperative you input the information in the correct order. Remember, not everything in the 3 bureaus is reporting the same. You need to be accurate in your dispute process as well.
3. The THIRD STEP is to simply print your challenge letters and submit them to the 3 major credit bureaus. We recommend sending them Certified Mail to ensure delivery and force the bureaus to validate in a timely manner.
4. The FOURTH STEP is to review the UPDATED credit profiles and see the RESULTS of the challenges you submitted to the credit bureaus. The LAW says that the bureaus have to provide you a FREE copy of the results. You are the first to see items that have been DELETED! You then simply return to your GRID and UPDATE the site and start the process all over again!
R. REVIEW DASHBOARD
The next STEP is to REVIEW your personal credit profile and UPDATE your CREDIT SCORES. Charting your progress and monitoring your scores is the surest way to changing your financial outlook. Once on your dashboard, simply click "edit scores" and enter your most recent scores, you can then see how you compare to when you first started.
Here is where you can see all of your HISTORY since you initially started using the software. Every interaction with the software is saved in your OVERVIEW, this will allow you to randomly check all of your creditors and credit bureaus for accuracy. All of the items you are challenging, and had DELETED are listed here. It also gives you a larger picture of the progress your making over a period of 30-60-90 days..